Who doesn’t love getting a tax refund? It’s exciting to know that your bank balance will get a boost. But remember, a refund isn’t a bonus -- it’s your hard-earned money, which is why you should make the most of it. If you’re thinking of buying a new home this year -- whether it's your first home or the one you plan to retire in -- financial planning is critical. Expecting a refund? Make a bigger impact on your home purchase with these tips: 1. Lower Your Mortgage Rate: Did you know you can pay “points” up front to lower
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